Apply for a Direct Student Loan

To apply for a Federal Direct Student Loan, you will need to complete a Master Promissory Note (also called an MPN). The MPN must be completed for Federal Stafford Loans and Federal PLUS Loans.

Click here to apply for Federal Direct Student Loans.

The MPN will be used for all of your loans over multiple academic years. For example, if you enroll in college as a freshman and borrow under the Direct Loan Program for all years of study, you may be able to borrow under this one MPN for all years.

You will be required to use your U.S. Department of Education issued PIN to complete an electronic MPN. For additional information or to ask general PIN questions, you can visit the official PIN site or access the PIN customer service web page at

If you do not want to complete the MPN electronically, you may complete it using the paper process. If you would like to complete a paper MPN, please contact the financial aid office at your school.