My Student Loan Amount
Q: How can I find my student loan amount? Can I see how much I owe and who holds my student loans?
A: It is easy. Use the National Student Loan Data System (NSLDS). It is the U.S. Department of Education central database for student aid.
The free NSLDS system receives data from schools, guaranty agencies, the Direct Loan program, and other Department of ED programs. NSLDS Student Access provides a central location for students and parents to review all of their federal student loan history.
Use this Web address to get started:
Q: What is NSLDS?
A: The National Student Loan Data System (NSLDS) is the U.S. Department of Education central database for student aid. It receives data from schools, agencies that guaranty loans, the Direct Loan program, and other U.S. Department of Education programs. NSLDS provides a centralized, integrated view of Title IV loans and grants that are tracked through their entire cycle; from aid approval through closure.
Q: When is the NSLDS Student Access web site available?
A: The NSLDS Student Access web site is available 24 hours a day, 7 days a week. However, maintenance of the NSLDS database can occur on the weekends or late hours. This may cause the site to be unavailable for a brief period while maintenance is performed
Q: What information is available to me through the NSLDS Student Access web site?
A: You can use the web site to make inquiries about your Title IV loans and/or grants. The site displays information on loan and/or grant amounts, outstanding balances, loan statuses, and disbursements. The Glossary of Terms contains information on terms relating to loans and grants.
Q: What information do I need to use the NSLDS Student Access web site?
A: In order to use the NSLDS Student Access web site, you will need to provide your social security number (SSN), the first two digits of your last name, your date of birth, and your PIN (formerly known as EAC).
Q: How secure is the NSLDS Student Access web site?
A: The unique combination of SSN, PIN, and personal information needed to access the NSLDS Student Access web site makes it as secure as using an ATM.
Q: What assistance is available when using the NSLDS Student Access web site?
A: The Federal Student Aid Information Center at 1-800-4-FED-AID/TDD 1-800-730-8913 is available 8AM to Midnight (Eastern Time), Monday through Friday, and 9AM to 6PM (Eastern Time), on Saturday.
Q: Can I consolidate my student loans?
A: Are your monthly student loan payments manageable? If you have trouble meeting your monthly student loan payments, have exhausted your deferment and forbearance options, and/or want to avoid default, a Federal Direct Consolidation Loan may help you. You may also choose to consolidate private student loans with a bank or another private lender.