Federal Student Loans

 

Don’t assume that federal aid isn’t available to you. Regardless your financial situation, you probably are eligible to receive federally insured education loans.

 

These loans come with low variable interest rates and can be an attractive option even if you or your parents have other savings and investments that you can draw from. Federal Stafford and PLUS loans are two very popular financing options.

 

 

Federal Stafford Loan

All students, regardless of need or income, can apply for a Stafford Loan. It comes with a low variable interest rate and no payments are required while you’re in school.
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Federal PLUS Loan

The Parent Loan for Undergraduate Students (PLUS) allows your parents to cover all of your education expenses minus the other financial aid you’ve received. It doesn’t matter if your parents are wealthy or middleclass – all parents can take advantage of this loan.

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